Thought Leadership

COVID-19’s Impact on Auto Premium

The COVID-19 pandemic has meant people are driving less, leading to loss ratios improving dramatically in the short-term. Will it also drive a reduction in car ownership in the long-term?

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Outlook for Travel-Exposed Lines

Many industries are obviously going to see economic stagnation or contraction due to the COVID-19 pandemic. And many will recover over time – how much time is unclear and will vary

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Disruption in the Early 2000s

Early in my career in Insurance, I got exposure to this new(ish) thing called “The Internet” that was threatening how we had always done business. To give you a sense

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